Daniel covers everything retirement on EasyFinanceCalc: 401(k) contribution limits, Roth IRA rules, and withdrawal strategies. His beat is the numbers that decide how much of your paycheck today becomes income later.
How Daniel works
Every limit, phase-out range, and tax figure is checked against the current year’s IRS publications and SSA tables before publishing. Each calculator ships with the formula it uses and a worked example, so you can verify the math yourself. Figures are re-checked whenever the IRS announces annual updates.
What Daniel writes about
- 401(k) contribution limits and catch-up rules
- Roth IRA vs traditional IRA comparisons
- Withdrawal order and the 4% rule
Guides by Daniel
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Roth Conversion Taxes: What You Pay and How to Plan for 2026
Read more: Roth Conversion Taxes: What You Pay and How to Plan for 2026Roth conversion taxes are the income tax you pay when you move money from a traditional IRA or a 401(k) into a Roth IRA. The pre tax part of the amount you convert is added to your income for the year, and it is taxed at your ordinary income tax rates, just like salary. This…
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Backdoor Roth IRA: A Legal Way to Save When Your Income Is Too High
Read more: Backdoor Roth IRA: A Legal Way to Save When Your Income Is Too HighA backdoor Roth IRA is a two move strategy for people whose income is too high for a direct Roth IRA contribution. First, you contribute to a traditional IRA with money you cannot deduct. Then, you convert that money to a Roth IRA. The IRS sets income limits on direct Roth IRA contributions, but it…
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401(k) Contribution Limits 2026: Every Number You Need
Read more: 401(k) Contribution Limits 2026: Every Number You NeedThe 401(k) contribution limits 2026 are set: you can put up to $24,500 of your own pay into your 401(k), plus catch up contributions if you are 50 or older. This guide gives you the full chart, what each limit actually covers, and the new 2026 Roth rule for high earners. For 2026 you can…
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Roth IRA vs Traditional IRA: Which Is Better in 2026?
Read more: Roth IRA vs Traditional IRA: Which Is Better in 2026?Roth IRA vs Traditional IRA comes down to one question: do you want the tax break now or in retirement? A traditional IRA can cut your tax bill today, while a Roth IRA takes the tax hit now so qualified withdrawals come out tax free later. The right pick depends on your income, your tax…